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The Citizens State Bank of Ouray offers both Personal and Business Checking Accounts to all of our customers. The accounts featured on this page are non-interest bearing accounts. For more information on our interest bearing checking accounts click on our Interest Bearing Checking Accounts link.
Statements are mailed according to the last name of the primary account holder. If your statement is to be mailed on a non-business day, your statement will be mailed the following business day. All checking account statements are cycled as follows:
| Business Accounts |
Last Business Day of the Month |
I to M |
15th |
| A to C |
5th |
N to R |
20th |
| D to H |
10th |
S to Z |
25th |
Personal Checking
There is a $100.00 minimum deposit required to open a personal checking account. Our service charge is calculated on the minimum daily balance. Please stop by your nearest location or contact one of our friendly Customer Service Representatives for current information and to open your account today!
| Daily Balance |
Monthly Service Charge |
| $600 + |
No Monthly Service Charge
*OR per debit item fee |
| $599-$400 |
$6.00 per month |
| $399-$200 |
$8.00 per month |
| $199 and below |
$10.00 per month |
| *Over 40 debit items per month |
$ .20 each |
Business Checking
There is a $100.00 minimum deposit required to open a business checking account. Our service charge is calculated on the minimum daily balance. Statements are cycled on the first business day of each month.
| Daily Balance |
Monthly Service Charge |
| $1,000 + |
No Monthly Service Charge
*OR per debit item fee |
| Below $1,000 |
$10.00 per month |
| *Over 40 debit items per month |
$ .20 each |
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