CSBOURAY Secure Email
Look Whats New!!  Our new secure email portal enables anyone to send confidential, encrypted information to The Citizens State Bank of Ouray!
click here for more information and to access our portal

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Online Banking - Try Our Demo First!
If you would like to experience the look and feel of Online Banking before you enroll, 
click here to Try Our Demo First  

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS 
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. 
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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Wide Range of Investment Opportunities
The Citizens State Bank of Ouray has several investment opportunities to offer!! 
CDs, IRAs, Savings, and 
*United States Treasury Securites 
including *Savings Bonds and *US Treasury Notes, Bills and Bonds. 
Check them out today!
*US Treasury Securities are not FIDC insured