CSBOURAY Secure Email
Look Whats New!!  Our new secure email portal enables anyone to send confidential, encrypted information to The Citizens State Bank of Ouray!
click here for more information and to access our portal

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Online Banking - Try Our Demo First!
If you would like to experience the look and feel of Online Banking before you enroll, 
click here to Try Our Demo First  

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What's New with the FDIC Insurance Coverage? 
 The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor. 

Transaction Account Guarantee Program
This is to advise you that The Citizens State Bank of Ouray is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. 

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Wide Range of Investment Opportunities
The Citizens State Bank of Ouray has several investment opportunities to offer!! 
CDs, IRAs, Savings, and 
*United States Treasury Securites 
including *Savings Bonds and *US Treasury Notes, Bills and Bonds. 
Check them out today!
*US Treasury Securities are not FIDC insured